銳眼視點：銀行業(yè)的大數(shù)據(jù)：花旗銀行如何采用數(shù)據(jù)優(yōu)先策略帶來商業(yè)價值？智能手機正在轉(zhuǎn)變?yōu)?AI 超級電腦；Apple 裁掉了部門自動駕駛項目計劃并且裁員數(shù)十人。
業(yè)界新聞
銀行業(yè)的大數(shù)據(jù)：花旗銀行如何采用數(shù)據(jù)優(yōu)先策略帶來商業(yè)價值？
原文鏈接：Big Data In Banking: How Citibank Delivers Real Business Benefits With Its Data-First Approach
花旗集團是世界上最大的金融服務(wù)提供商之一，在超過 160 個國家為 2 億多客戶提供服務(wù)。最近幾年，該公司采用大數(shù)據(jù)驅(qū)動的策略謀求商業(yè)增長并增強對客戶的服務(wù)能力。
保險公司在 IoT 時代可能正在大步前進，因為可穿戴設(shè)備、掃描設(shè)備以及各種傳感器提供了大量豐富的數(shù)據(jù)；然而其他的像提供零售、投資銀行業(yè)務(wù)以及中介業(yè)務(wù)的金融服務(wù)提供商的步伐就慢多了，即便如此，他們已經(jīng)開始快速顛覆和創(chuàng)新自己的分析能力，以快速但是穩(wěn)定的步調(diào)挖掘自己掌握的大數(shù)據(jù)資源。
花旗銀行的措施有：
- One area of Citi’s operations where Big Data analytics have been implemented successfully is in customer retention and acquisition
- Another is to scan transactional records to spot anomalies, which could identify or predict defects –and in the case of customers, incorrect or unusual charges.
- Platforming costs, too, have been driven down due to the move towards Big Data horizontal architecture.
Michael Simone, the Managing Director of Data Platform Engineering at Citigroup:
“We have been managing and analyzing data effectively for years to see how we can improve our own operations and provide better service. But Big Data also offers a price point where we can store as well as analyze the data at what I call Citi-scale. We are a global company with an incredible amount of assets that are valuable to our business, and we can now store them at an expense point that makes them analytically beneficial to us at their most granular level.”
智能手機正在轉(zhuǎn)變?yōu)?AI 超級電腦
原文鏈接：Your Smartphone Is Becoming An AI Supercomputer
iPhone 用戶將在今年 9 月 13 日收到 iOS 10 的更新，該更新將幾乎可以讓用戶找到所有人在任何地點任何時間的照片。系統(tǒng)內(nèi)置的神經(jīng)網(wǎng)絡(luò)人工智能在 1/10 秒內(nèi)在一張照片上進行 110 億次計算以確定照片中的人是誰、情緒如何。
隨著 AI 在科技行業(yè)的快速發(fā)展，它來到智能手機上已經(jīng)是個時間問題，各種 AI 應(yīng)用將慢慢懂得用戶的需求和意愿以便提供更好的服務(wù)。
據(jù)稱 Apple 正在重新考慮自動駕駛方向
原文鏈接：Apple Is Said to Be Rethinking Strategy on Self-Driving Cars
Apple 正在重新審視自己的自動駕駛汽車計劃，在最近的調(diào)整中，Apple 關(guān)閉了部分自動駕駛項目并且裁掉了數(shù)十位員工。
