Day 1
Words
start-up
adj:?start-up costs 啟動(dòng)費(fèi)用
n: an Internet start-up一家新興網(wǎng)絡(luò)公司
mortgage
to apply for / take out / pay off a mortgage 申請/取得/還清抵押貸款
mortgage rates (= of interest) 按揭貸款利率
a mortgage on the house 一項(xiàng)房產(chǎn)按揭
a mortgage of ￡60 000 6 萬英鎊的按揭貸款
predetermined
a predetermined level of spending 預(yù)先確定的開支水平。
The colour of your eyes is predetermined by the colours of your parents' eyes. ? ? ? 眼睛的顏色是由父母眼睛的顏色決定的。
overdrawn
I'm overdrawn by ￡100. 我透支了 100 英鎊。
an overdrawn account 透支的賬戶
Your accountis￡200overdrawn. 您的賬戶已透支 200 英鎊。
My accountis overdrawn by￡300. 我的賬戶透支了 300 英鎊。
unscathed
(not hurt)escape / emerge unscathed
He?escaped unscathed from?the accident.
他安然無恙地躲過了這場事故。
The government wasrelatively unscathedby the scandal.
政府基本上沒有受到這樁丑聞的影響。
disruption
擾亂，打亂，中斷:
The strikecausedwide spreaddisruption.
罷工造成了普遍混亂。
conspicuously
In a clearly visble way
his arguments conspicuously lack?rigour
mount a challenge
incumbents
the incumbent president
the present incumbent of the White House
It was incumbent on them to attend.
resilient
可迅速恢復(fù)的；有適應(yīng)力的:
Children are often very resilient.
He'll get over it—young people are amazingly resilient.
有彈性(或彈力)的；能復(fù)原的:
boots with tough resilient soles
block
a blocked sink
kick-start
1.to start a motorcycle by pushing down a lever?with your foot
2.to do sth to help a process or project start more quickly
The government's attempt to kick-start the economy has failed.
政府刺激經(jīng)濟(jì)的努力失敗了。
explicit consent
明確同意
enabling
〔法律〕使可能的，授予權(quán)力的
authentication
n.證明,鑒定
passport authentication?身份驗(yàn)證
rock-bottom
1.a rock-bottom price is as low as it can possibly be
bargain holidays atrock-bottom prices最低價(jià)的特價(jià)度假產(chǎn)品
predictably
as expected
Predictably, after the initial media interest, the refugees now seem to have been forgotten. 不出所料，媒體最初的興趣過后，現(xiàn)在看來難民們已被忘記了。
resistance
1. ~ (to sb / sth) dislike of or opposition to a plan, an idea, etc.; refusal to obey
As with all new ideas it met with resistance.
和所有的新觀念一樣,它受到了抵制。
2. ~ (to sb / sth )the act of using force to oppose sb / sth
armed resistance 武裝反抗
The defendersput up a strong resistance. 保衞者進(jìn)行了頑強(qiáng)的抵抗。
fraud
1. the crime of cheating sb in order to get money or goods illegall
She was charged with credit card fraud.
她被控告信用卡欺騙罪。
2. a person who pretends to have qualities, abilities, etc. that they do not really have in order to cheat other people
He's nothing but a liar and a fraud.
他只不過是個(gè)撒謊者和騙子。
entrant
~ (to sth)
1.a person who has recently joined a profession, university, etc.
新職員；新生；新會(huì)員；新成員:
new women entrants to the police force 新加入警察部隊(duì)的女警察
university entrants 大學(xué)新生
2.a person or an animal that enters a race or a competition; a person that enters an exam
參賽者(或動(dòng)物)；考生
exploit
1.(disapproving) to treat a person or situation as an opportunity to gain an advantage for yourself 利用(…為自己謀利):
He exploited his father's name to get himself a job.
他利用他父親的名聲為自己找到一份工作。
2.(disapproving) to treat sb unfairly by making them work and not giving them much in return 剝削；榨取:
What is being done to stop employers from exploiting young people?
目前有什么措施制止雇主剝削年輕人呢？
3.to use sth well in order to gain as much from it as possible運(yùn)用；利用；發(fā)揮:
She fully exploits the humour of her role in the play.
她在劇中把她那個(gè)角色的幽默發(fā)揮得淋漓盡致。
4.~ sth (for sth)to develop or use sth for business or industry 開發(fā)；開采；開拓:
countries exploiting the rainforests for hardwood
為獲取硬木而開發(fā)熱帶雨林的國家
No minerals have yet been exploited in Antarctica.
南極洲的礦藏還未開采。
confrontation
~ (with sb)|~ (between A and B)a situation in which there is an angry disagreement between people or groups who have different opinions
對抗；對峙；沖突:
She wanted to avoid another confrontation with her father.
她想避免和父親再次發(fā)生沖突。
confrontation between employers and unions
資方與工會(huì)之間的對峙
Phrases
Levelling the paying field
-level the playing field
shake up:
If someone shakes up something such as an organization, an institution, or a profession, they make major changes to it.The government wanted to reform the
-institutions, to?shake up the country...
-Shareholders are preparing to?shake things up?in the boardrooms of America.
If you?are shaken up?or?shook up?by an unpleasant experience, it makes you feel shocked and upset, and unable to think calmly or clearly.
-The jockeywas shaken upwhen he was thrown twice from his horse yesterday...
-He was in the car when those people died. That reallyshook him up...
a host of
This has been done througha host ofbooks, autobiographies and forms.
To date
up to now, yet, so far,until now, now, as yet, thus far, up to this point, up to the present
internet-browsing
互聯(lián)網(wǎng)瀏覽
a handy source of
一個(gè)方便的來源
retail-banking
banking for individual customers
dumb pipe
笨水管
對一家移動(dòng)通信業(yè)者來說，笨水管（dumb pipe），或笨網(wǎng)絡(luò)(dumb network）一詞指一家業(yè)者的網(wǎng)絡(luò)只用于在用戶的設(shè)備與互聯(lián)網(wǎng)之間傳輸比特?！副俊惯@個(gè)字的意思是指業(yè)者無法限制服務(wù)及應(yīng)用通過其門戶，而主要只會(huì)提供簡單的帶寬與連接速率。
leave them in a weaker position
讓他們處于弱勢地位
be subject to
受支配，從屬于；常遭受…；有…傾向的
be watered down
被沖淡
bared their teeth
露出牙齒
teamed up with
與……合作
track cashflow and invoices
跟蹤現(xiàn)金流和發(fā)票
Day 2?
神句翻譯：
1.New European payments regulation has thepotential toshake up the banks.
新出臺的歐洲支付法規(guī)有可能會(huì)給銀行業(yè)帶來巨大沖擊。
Shake up一般指帶來重大改變
2.European rules will open?the door to a host of innovative servicesthat analyze transactions.
歐洲法規(guī)將給交易分析相關(guān)的創(chuàng)新服務(wù)帶來更多機(jī)遇。
3.Customers needbarely everinteract with their bank.
客戶幾乎都不需要通過銀行。
4.European retail banking has beenremarkablyunscathed by technology-driven disruption.
技術(shù)帶來的變革對歐洲零售銀行業(yè)產(chǎn)生的影響微乎其微。
歐洲零售銀行業(yè)幾乎并沒有受到技術(shù)變革的影響。
5.Fintech companies are beginning tomount a challenge, mostconspicuouslyin the online-payments industry in northern?Europe. But theirreach is more limited else where in Europe.
互聯(lián)網(wǎng)金融公司已經(jīng)開始發(fā)起挑戰(zhàn)，尤其是在北歐線上支付領(lǐng)域。但對歐洲其他地區(qū)的影響則要小得多。
6.Regulators, however, are about totransform the landscape.
然而，監(jiān)管部門即將改變這一現(xiàn)狀。
7.Banks’ lockhold on paymentsserves as a handy source of income.
牢牢把控支付領(lǐng)域使得銀行輕而易舉就能賺錢。
8.Resistance ismanifested asa concernabout data protection. Suchconcerns are legitimatebut also, argue fintech supporters, offer a convenient excuse forbanks to block?competition.
抗拒源自對數(shù)據(jù)保護(hù)的擔(dān)憂，這是合情合理的。但互聯(lián)網(wǎng)金融的支持者們認(rèn)為，這也是銀行抵制競爭的絕佳借口。
9.Yetfor all their complaints, customersstilltrust banks with their money.
盡管客戶怨聲載道，但他們依然更信任把錢放在銀行。
神詞組:
become overdrawn:
透支
nudge them to save more
鼓勵(lì)他們增加儲(chǔ)蓄
have easy access to:
便于……
kick-start competition:
引發(fā)競爭
give explicit consent
明確同意
one-click bank transfer:
一鍵轉(zhuǎn)賬
low-value payments:
小額支付
tighten up security:
加強(qiáng)安全
guide them toward:
引導(dǎo)他們
rich data:
豐富的數(shù)據(jù)
leave them in a weaker position:
使他們處于不利地位
robust data-protection system:
強(qiáng)大的數(shù)據(jù)保護(hù)系統(tǒng)
insured against losses from fraud:
投保以防欺詐造成的損失
perfect on paper:
理論完美！暗示實(shí)際操作起來可能困難重重。
team up with：
與….合作
exploit newcomers technology:
利用后來者的技術(shù)
思維導(dǎo)圖：
Day 3
感想：
隨著科技的進(jìn)步，越來越多的人力已經(jīng)被機(jī)器取代。人工智能的到來，更是讓原來所謂“鐵飯碗”的行業(yè)受到嚴(yán)重沖擊，終身學(xué)習(xí)已成必然。
