Guideline 2.1 - Information Needed

This type of app has been identified as one that may violate one or more of the following [App Store Review Guidelines](https://developer.apple.com/app-store/review/guidelines/). Specifically, these types of apps often:

1.1.6 - Include false information, features, or misleading metadata
2.3.0 - Undergo significant concept changes after approval
2.3.1 - Have hidden or undocumented features, including hidden "switches" that redirect to a gambling or lottery website
3.2.1 - Do not come from the financial institution performing the loan services
4.3.0 - Are a duplicate of another app or are conspicuously similar to another app

Before we can continue with our review, please confirm that this app does not violate any of the above guidelines. You may reply to this message in Resolution Center or the App Review Information section in iTunes Connect to verify this app’s compliance.

Given the tendency for apps of this type to violate the aforementioned guidelines, this review will take additional time. If at any time we discover that this app is in violation of these guidelines, the app will be rejected and removed from the App Store, and it may result in the termination of your Apple Developer Program account.

Should you choose to resubmit this app without confirming this app’s compliance, the next submission of this app will still require a longer review time. Additionally, this app will not be eligible for an expedited review until we have received your confirmation.

最近上架有關金融或者小貸的App卻沒有資質的App,很多都會遇到這種情況.此時可以參考下列內容進行回復

尊敬的蘋果審核人員你好: 
    非常感謝你們對"xxxx"的耐心審核, 對于回復中所涉及到的可能違反審核規(guī)則的5項內容,我們再收到回復之后,立即展開了對"xxxx"詳細審查,現(xiàn)在明確回復如下:
    1.1.6    "xxxx"沒有任何的錯誤信息,屬性或者誤導性元數(shù)據(jù)
    2.3.0    "xxxx"沒有任何在審核通過后修改或變更概念的功能
    2.3.1    "xxxx"沒有任何隱藏開關,也沒有任何重定向到彩票網(wǎng)站的功能
    3.2.1    "xxxx"是我們團隊研發(fā)的一個xxxx性質的App,并沒有包含任何貸款的功能, 所以我們不太明白不來自貸款機構為什么會對我們的產品有影響
    4.3.0    "xxxx"是我們團隊獨立自主研發(fā)的一款產品,并不是任何其他App的復制品,也沒有去仿照任何App

希望審核團隊能夠繼續(xù)審核"xxxx"App, 我們在此表示由衷的感謝,并送上真摯的祝福.Thank you very much!

英文版

Hello，
Thank you for your review, and according to your feedback, we have made the following adjustments:
on Guideline 2.1 - Information Needed, we make the following plea:

1.1.6 - Include false information, features, or misleading metadata.
Answer: we absolutely do not contain any false information and misleading user's function, all are real.
2.3.0 - Undergo significant concept changes after approval
Answer: we guarantee that we will not make any changes, when the audit is passed.
2.3.1 - Have hidden or undocumented features, including hidden "switches" that redirect to a gambling or lottery website
Answer: our game has no switch, no switch or something to hide.
3.2.1 - Do not come from the financial institution performing the loan services
Answer: we do not have the loan services from financial institution performing.
4.3.0 - Are a duplicate of another app or are conspicuously similar to another app
Answer: our game is us; the independent development has not plagiarized any other application;

Answer: our game does not violate this rule; we have the necessary licensing and permissions for all the locations where the app is used
In a word, We confirm that this app does not violate any of the above, please reaudit the application!
This is the conclusion that we got after careful self-examination. Our App needs to be online before June, otherwise the promotion expenses we have already paid will be in vain.
Thank you!
Best Regards
* We have repeatedly inspected and tested the above-mentioned issues. We have not violated any criteria. Can you tell me the reasons for rejection specifically so that we can handle them? thank you.

如果App中確實不存在上述內容,那么這樣回復之后基本就可以通過了.如果確實存在上述內容,且因為業(yè)務原因無法改的話,那么也要保證審核人員不會看到這些問題.然后這樣回復的話就會很大概率通過了.